Save Money – Postpone Shopping

Save Money – postpone shopping. Well that’s pretty obvious isn’t it? It’s not a shopping ban, just postpone going grocery shopping by a day or two each week, or putting off that major purchase for a month or two. This week, my husband and I were feeling particularly lazy. For the last few days, we… Continue reading Save Money – Postpone Shopping

Stages of Retirement

I read this really interesting, thought provoking post some time ago about the different stages of Retirement, by Kathy Merlino at Kathy’s retirement Blog. I carried on to read some more of her articles, which were great. It got me thinking about what stage of retirement I am at. To paraphrase her, the phases of retirement are… Continue reading Stages of Retirement

Time Frugal

Time Frugal or to put it another way – Frugality of Time. What an interesting and thought provoking statement. I can’t take the credit for it. The term came from a Voluntary Simplicity post. We generally consider the word frugal to relate to being careful with money, and my 1982 version of the Oxford Concise… Continue reading Time Frugal

Save Money – Spend Cash

Save Money – Spend Cash. Why? If you have to physically count out the money, and check your change, you become far more aware of what you are spending, and indeed voluntarily choose not to spend so much. Here’s a quick example. I was out the other day with my husband. We had arranged a quick… Continue reading Save Money – Spend Cash

Edinburgh Hogmanay 2017

HAPPY NEW YEAR everyone. May 2018 be a good year for you all. On Hogmanay 2017, we had dinner with friends, overlooking Edinburgh Castle, and the Ross Bandstand where the main entertainment is for the annual Edinburgh Hogmanay party. The building where over the years, we have had many lovely Hogmanay dinners is about to… Continue reading Edinburgh Hogmanay 2017

Goodbye 2017 – Hello 2018

It is Hogmanay. (The Scottish term for New Year’s Eve) This time last year we were in New Zealand, sitting in T shirts at a barbecue. This year, we will have winter coats on, and are heading to Princes Street for the Annual Hogmanay Street Party. There’ll be fireworks And thousands of people, all feeling… Continue reading Goodbye 2017 – Hello 2018