2017 Dream Big.
2017 has started differently for me. It is my first New Year in the Southern Hemisphere. So it started 12 hours earlier than usual, given I am New Zealand rather than UK. The big bonus is, it is a lot warmer than Edinburgh, so that is a great start. We are on holiday, the jet lag is mostly history and I am with my son and daughter-in-law for the first time in two years, which is good.
So a great start.
Where does the Dream Big come from. In September 2016, I did a lot of reading on what brings about success, setting goals, dreaming big unrealistic dreams. If you don’t dream big, you never achieve your potential.
Arguably it is a bit late for me. At 61, I am supposed to be winding down into a lazy retirement, but I am not quite ready to do so yet. I am likely to have another 30 years ahead of me. I am not yet ready to sit in my chair and watch daytime TV.
Below are some of the things I am going concentrate on in 2017.
Increase Net Worth
My aim is to increase our net worth by 10% (my husband & mine jointly). I will put a proviso in here, I will take into account any gifts I give under current UK Inheritance Tax rules.
I will give a quarterly update on progress. This will be at the top level, but I may review breaking it down into pensions, ISA’s etc
This is linked by the challenge to Increase my New Worth. I started blogging for the second time at the end of September 2016, with a view to creating a second income stream. By year end I was approaching 1,000 views. So my blogging goals for 2017 are
- achieve 50,000 views
- start basic affiliate marketing / monetizing the blog by June 2017, with an aim to build a second income stream
- post at least 1 blog every 2 weeks, including over my holidays
- achieve a email list of 100 subscribers
- get featured on Rockstar Finance
I will report how this is going on a quarterly basis
Improve my visibility as a Metal Artist. As this happens, it should also contribute to building an additional income stream, and by definition increase our Net Worth
- Take part in at least 1 show.
- Consider setting up an online shop
- Sell items at 3 sales / fairs
- Design and create 3 statement pieces
- 4 weeks in New Zealand. Bay of Islands is on the list
- 1 month in a European City – possibly Rome tbc
- 2 trips within UK / Ireland
You’ll see these posted individually as Retirement Travels Blog entries
I didn’t do too well with this last year, managing only a pathetic 3 kg. So this coming year,
- I intend to lose 10kg.
- I intend to walk 1 hour, 5 days a week
A quarterly update again
Learn 2 languages
Improve my fluency in both French and Spanish, Certainly get the Duolingo scores up to 60% each.
French recently hit this, quite a lot of upside possible
Spanish has been stuck here for months….
To help with this, I will consider a couple of short breaks, where I will force myself to try and communicate only in the language of the city, no matter how hard and awkward it is.
I’ll post my Duolingo update quarterly
Today I regularly give to a range of charities, church, education, cancer. It could be higher. It is about 2% of our net income (not including Gift Aid). I will report this at the end of the year.
When I start making income from my blog 10% of it will be given to charity. I will report this on an annual basis, saying how it has been donated.
I will also give 10% of any profit as a metal worker to charity. Just now my hobby is a cost centre, not an income stream, so this will be a major job to turn it around.